Rich is a CERTIFIED FINANCIAL PLANNER™ Professional who has been a financial advisor since graduating from the University of Rhode Island in 2004. He began his career with AXA Advisors in 2007 in Las Vegas and joined Southwest Wealth Strategies in 2015. Rich now maintains a practice in both Las Vegas, NV and San Diego, CA, primarily focused on helping educators in public schools, as well as other government employees with their retirement needs. He mainly focuses on retirement planning and educating his clients on their employee benefits, especially state pensions. Rich is dedicated to helping his clients achieve their financial goals and dreams. His business focus is retirement planning, education planning, income distribution planning, wealth management and risk management. Rich lives in San Diego, California with his wife Cara, and their dog Baxter. He is an avid sports fan, enjoys traveling, and just about any outdoor activity.
California Insurance License #: 0I46319
Richard Ratner is a registered representative who offers securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors, LLC, and investment advisor registered with the SEC. Annuity and insurance products through AXA Network, LLC. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC . AXA Advisors and AXA Network are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your receipt of this e-mail does not necessarily indicate that the sender is able to transact business in your state. Southwest Wealth Strategies is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.
CFP® and CERTIFIED FINANCIAL PLANNERTM are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
PPG 135150 (4/18)(Exp 4/20)